Insurance Services
Illuminating Your Insurance Experience
Home
Home insurance protects your house and personal belongings from damage or loss caused by events such as fire, storms, theft, vandalism, or accidents. Coverage can include the structure of your home, personal property, liability protection if someone is injured on your property, and additional living expenses if your home becomes unlivable due to a covered loss.
Auto
Auto insurance provides coverage for damage to your vehicle and protects you financially if you are involved in an accident. It can include liability coverage for injuries or property damage to others, collision and comprehensive coverage for your own vehicle, and medical payments or uninsured motorist protection. The goal is to keep you protected on the road and help manage unexpected costs.
Property & Liability
Property and liability insurance helps protect what you own and what you are responsible for when unexpected events occur. Coverage can help manage financial risk related to property damage, accidents, injuries, and liability claims. The right property and liability coverage helps safeguard your assets and provides peace of mind by reducing exposure to significant financial loss.
Specialty & Recreational
Specialty and recreational insurance helps protect vehicles and equipment that fall outside standard auto or homeowners coverage. This can include recreational vehicles, boats, personal watercraft, ATVs, snowmobiles, specialty equipment, and other recreational assets. The right coverage helps protect your investment, manage liability risks, and ensure unexpected damage or accidents do not lead to significant financial loss.
Commercial &
Business
Commercial insurance helps protect your business from financial loss related to property damage, liability claims, lawsuits, employee-related risks, and unexpected disruptions to operations. Coverage may include your building, equipment, inventory, vehicles, and protection if someone is injured on your property or claims harm related to your services. The right commercial insurance helps your business recover quickly and continue operating with confidence after an unexpected event.
Life
Life insurance provides financial support to your loved ones if you pass away. It can help cover funeral costs, pay off a mortgage or debts, replace lost income, and fund future needs like education or childcare. Depending on the type of policy, it may also offer long-term protection or cash value benefits designed to support your family’s financial security.
Medicare
Medicare insurance helps cover healthcare costs as you age, including hospital care, doctor visits, prescriptions, and preventive services. With multiple plan options available, choosing the right coverage can be confusing. Medicare guidance helps you understand your options and select a plan that fits your medical needs, prescriptions, and budget, giving you confidence in your healthcare coverage.
Long Term Care
Health insurance helps cover the cost of medical care such as doctor visits, hospital stays, prescriptions, preventive services, and unexpected health needs. Coverage helps protect both your health and your finances by reducing out-of-pocket costs and providing access to care when you need it most. The right health insurance plan helps ensure medical expenses do not become a financial burden during illness, injury, or ongoing care.
Health
Health insurance helps cover the cost of medical care such as doctor visits, hospital stays, prescriptions, preventive services, and unexpected health needs. Coverage helps protect both your health and your finances by reducing out-of-pocket costs and providing access to care when you need it most. The right health insurance plan helps ensure medical expenses do not become a financial burden during illness, injury, or ongoing care.
Disability
Disability insurance helps protect your income if an illness or injury prevents you from working. Coverage provides ongoing financial support to help replace lost income and cover everyday expenses such as housing, utilities, groceries, and medical costs. The right disability coverage helps ensure you can maintain financial stability and focus on recovery when an unexpected health event disrupts your ability to earn a living.
