Home Insurance

Your home is the center of your life. It is also one of your biggest assets. That’s why it’s important to do everything you can to protect it. It is really all about protecting yourself financially if something unexpected happens to your home or possessions.

 

• If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.

• If a guest in your home is injured, liability protection and medical coverage help pay expenses.

• If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.

• If you are still paying for your home, your lender will require insurance.

 

Home insurance policies cover a range of options tailored to fit the needs of your home and lifestyle. When reviewing your home insurance options, consider the following coverages:

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Property Damage Coverage - to pay for repairs to your home, garage or other buildings that are damaged.

Personal Property/Contents - if you have a loss of valuables in your home like jewelry, electronics or guns due to theft or damage.

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Personal Liability - this will cover if there is a claim when someone is injured or their property is damaged.

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Medical Expenses - this would be medical coverage for someone that is injured, other than a resident, on your property.

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Loss of Use/Additional Living Expense - if you have a complete loss, you may need extra temporary housing or food when you're forced from your home.

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Water Back Up of Sewers, Drains, and Sump

 

Jewelry/Fine Arts & Collectibles

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Every home is different, your coverage should be too. We’ll help you plan for the unexpected with insurance coverage that’s just right for your home and your family.  Contact us today!