Home Insurance

Get the Insurance Your Home Needs

At RHA, we know your home is more than a building, it is where life happens. Home insurance helps protect your property, personal belongings, and financial security from unexpected events such as fire, storms, theft, or liability claims. Having the right coverage in place ensures that when the unexpected happens, you are not left facing the burden alone.

Homes and living situations come in many forms, and coverage should reflect that reality. At RHA, we take time to understand how and where you live, what you own, and what matters most to you. We then help you choose coverage that fits your home, your lifestyle, and your long-term goals, not a one-size-fits-all policy.

Why Home Insurance Matters

Damage to a home or a liability claim can be financially overwhelming without proper insurance. Home insurance helps protect against major losses while also covering everyday risks, such as someone being injured on your property. With the right coverage, you gain confidence knowing your home and finances are protected.

At RHA, we guide you through your options, explain coverage clearly, and help you avoid gaps that could leave you exposed.

Home insurance policies cover a range of options tailored to fit the needs of your home and lifestyle.

When reviewing your home insurance options, consider the following coverages:

Primary Home

Coverage for your main residence, protecting the structure, personal belongings, and liability.

Secondary Home

Insurance designed for additional homes not occupied year-round.

Seasonal Home

Coverage for vacation or seasonal properties with unique usage risks.

Mobile Home

Protection tailored for mobile homes and their specific construction and exposure needs.

Manufactured Home

Coverage designed for factory-built homes, distinct from traditional homeowners policies.

Renters / Tenant Insurance

Protects personal belongings and provides liability coverage for those who rent.

Landlord / Rental Property

Coverage for property owners renting out homes or units to tenants.

Condo Insurance

Protection for personal property, interior structures, and liability within a condominium unit.

Vacant Home Insurance

Coverage for homes that are unoccupied for extended periods, where standard policies may not apply.

Builders Risk

Temporary coverage for homes under construction or renovation, protecting materials and structures during the build process.

Every home is different, your coverage should be too. At RHA we’ll help you plan for the unexpected with insurance coverage that’s just right for your home and your family.