Health

Health Insurance

At RHA, we believe health insurance plays a vital role in protecting both your health and your financial well-being. Health insurance helps cover the cost of medical care such as doctor visits, hospital stays, prescriptions, preventive services, and unexpected medical needs. Whether you are self-employed, between jobs, or outside of employer coverage, having the right plan in place provides stability and peace of mind.

At RHA, we help individuals and families understand their health insurance options and choose coverage that fits their life, budget, and healthcare needs. Instead of guessing or settling for a plan that does not fully serve you, we provide clarity, guidance, and confidence in your coverage decisions.

Individual Health Insurance

Individual health insurance is coverage you purchase on your own, not through an employer. These plans can help cover doctor visits, hospital care, preventive services, and prescriptions. Coverage options can vary based on income, household size, and health needs. At RHA, we walk you through both marketplace and off-market options to help you find a plan that makes sense for your situation.

Dental and Vision Plans

Dental and vision plans help cover routine care such as cleanings, exams, fillings, eye exams, glasses, and contacts. These plans may be purchased alongside health insurance or on their own. We help you evaluate these options so you can encourage preventive care and reduce out-of-pocket costs for everyday health needs that are often not included in standard medical plans.

Indemnity Plans

Indemnity plans provide cash benefits that are paid directly to you when certain medical events occur, such as hospital stays, accidents, or specific illnesses. You can use these funds however you choose, whether to cover deductibles, copays, lost income, or everyday expenses. At RHA, we often recommend indemnity plans as a way to supplement major medical coverage and provide an extra layer of financial protection.